It is with great pleasure we can announce the official launch of The High Street Group loan note investment.
Before we get into the nitty gritty of how and what this launch can benefit you the investor, we would firstly like to take the opportunity to wish you a very happy new year!
It has been a great start to the year already and it is often seen as a time for reflection.
This summer, June 2018 will see FJP Investment reach the 5th anniversary – this is something we are immensely proud of and ultimately we couldn’t have done it without our clients. Our investors are extremely valuable to us and ultimately determine whether we are successful or not. On behalf of everyone at FJP Investment we would like to thank each and every one of our you and we hope 2018 will be an amazing year for you all.
The High Street Group – Investment
The High Street Group is one of the UK’s most successful privately owned businesses, it operates companies in property investment and development, financial services and claims, offering expertise and opportunities across multiple sectors.
The company is based in the North East of England in Newcastle.
While many of our investors will have already heard of The High Street Group (we had a soft launch late 2017 to existing clients only) it is now the time to introduce HSG to the market, via our website – why you should consider this opportunity……
We come across opportunities all the time, just this morning I have taken 3 calls from individuals wanting to introduce their products to clients of FJP Investment. The vast majority we decline, quite literally in the region of 97%, it takes a very special product for us to put our name to representing and introducing to our investors – this we are proud to do so in the case of The High Street Group.
The High Street Group are active in the area of sourcing land or buildings which are suitable for development. The company will then devise a strategy to ensure planning permission is achieved, thus funding the purchase using investors funds. The strategy is really innovative and has been hugely successful with more than 7 developments funded in this manner.
HSG – High Street Group – was started in 2006 by leading finance professional Gary Forrest. The company is in a solid position and has a current GDV (Gross Development Value) of £320 Million with a defined history of paying investors on-time and in-line with the returns promised.
In 2016 the company made a profit of £26 Million and looks to increase this figure even further for the accounts in 2017.
There is no doubt whatsoever – The High Street Group is a reliable company for FJP Investment to partner with and introduce our investors to.
Loan Note Investment
- £25,000 entry level
- £10,000,000. raise
- Debenture over the groups assets along with a corporate guarantee
- 15% to 18% ROI
- 18 month duration
Income Option: The Loan Note will accrue interest from and including the issue date of each Note at the fixed rate of 15 per cent over 18 months with income being paid every 6 months at 5% from the date of initial investment.
Growth Option: The Loan Note will accrue interest from and including the issue date of each Note at the fixed rate of 18 per cent over 18 months. The interest on the Loan Note is payable 10 days after 18 months from the initial investment.
The High Street Group is issuing this 18 month loan note in order to provide equity for the delivery of their PRS (Private Rental Sector) schemes along with their Rooftop Development opportunities.
The High Street Group has appointed All Saints Living to construct and market what will be Newcastle’s tallest building.
The 82-metre high structure, located on Rutherford Street off St James’ Boulevard, will be made up of 26 storeys and comprise of 162 private rental sectors (PRS) apartments, providing enough space for 456 residents.
The site will house 96 single and 66 twin-bedroomed apartments.
Throughout the UK there are thousands of tower blocks which are ripe and ready for building upwards. The High Street Group has a partnership with one of the largest private landlords in the United Kingdom and there is an untapped opportunity to build extensions on tower blocks that are more than say 10 years old.
Getting the planning permission is easy, especially when you go to the planning authorities and demonstrate several tower blocks in the surrounding vicinity that are several floors higher than yours.
The Loan Note model is effective because it allows The High Street Group to access opportunities at scale. It also allows investors to access projects and benefit from high yielding investment returns that would otherwise not be possible.
The investor also benefits from having the debenture over the assets. Meaning, if HSG were to default – the trustee would come in and liquidate in order to recover all investment funds. Much the same as when you take out a mortgage – if you fail to pay your mortgage repayments, the bank has the security of recovering the debt by repossessing the property.
Investment ROI Snapshot
Based on the minimum investment of £25,000 you would make either 15% over 18 months or 18% over 18 month depending on the income option or the growth option that suits you. The income option pays you a 5% return every 6 months VS the growth option which pays you an 18% return at the end of the 18 months.