Property Investment Bond

Property investment bond is a great method of making an investment within the property sector without needing to raise signifiant funds in order to buy singular properties. In addition, the benefit of investing via a property investment bond is that you can pool all of your funds with other investors and collectively you are able to buy into a portfolio of properties or indeed a larger asset worth multi millions of pounds that would otherwise not be accessible.

By investing in a property investment bond you are also sharing the risk and diversifying your interests amongst a range of properties. This is very much a good thing and we believe investors will find themselves attracted to property bonds for many years to come. FJP Investment is a leading provider of property investment bonds and will be on hand to assist you in making your investment. We have access to some of the best property bonds throughout the investment markets in which we are active.

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Complete Investor Update – 15 Latest Developments at The High Street Group

It has been a busy year for the High Street Group, with major milestones including construction at Hadrian’s Tower beginning to take shape, this being the tallest building in Newcastle, as well as over £1 billion worth of developments in the pipeline.

High Street Hospitality has further expanded with the recent acquisition of the Sea Hotel in South Shields and the Parkmore Hotel in Stockton-on-Tees. All Saints Construction continue to add to their ever increasing portfolio which includes at least four more projects coming in 2019.

HIGH STREET RESIDENTIAL

Hadrian’s Tower, Newcastle upon Tyne

Tolent Construction is continuing to progress well on Hadrian’s Tower. Level 4 of the structure has now been cast, level 5 is beginning to take shape and the stair and lift shafts of the building are now up to level 9. Sales are progressing well, with 57 out of the 162 apartments sold to date.

Kent Street Residence, Birmingham

Sales have recently been launched through IP Global on our Birmingham City Centre site. IP Global are a recognised and well received property agent selling internationally, and have thus far achieved 50% off-plan sales.

Silbury Boulevard, Milton Keynes

With a massive 15,000 metres of steel, weighing over 750 tonnes, High Street Residential’s £30 million development project in Milton Keynes is taking shape at a rapid pace.

Midlands Director for United Living, Richard Baker, said: “This is a milestone development for United Living as it is the first project we’ve undertaken for the private rental sector. The team has made fantastic progress and we’re pleased to see these much-needed new homes are taking shape for the benefit of the local community.”

Helen Gordon, CEO of Grainger plc, said: “We are pleased with the progress of our first development in Milton Keynes and look forward to bringing great quality homes combined with our expertise and commitment to great service to the city.”

Brett Wharf, Gateshead

Having recently taking ownership of the Brett Oils depot located in Gateshead Quayside, High Street Residential plans to build approximately 250 high quality apartments within the private rented sector.Discussions with the local planning authority are underway, and a formal application is soon expected to be submitted.

Group chairman Gary Forrest said: “The Brett Wharf scheme will add to our contribution to the regeneration of the Newcastle Gateshead Urban Core. The former oil depot site is perhaps the last prime development site in the heart of the Newcastle Gateshead Quayside with direct river frontage.”

 

Middlewood Plaza, Salford

Middlewood Plaza has just achieved planning permission and construction is scheduled to start in January of 2019. The project is located in a highly desirable location in Salford, Manchester and is going to deliver 127 houses, in an area which is currently part of the main regeneration of Manchester.

The project will consist of six and nine storey blocks and will include bicycle access, enabling better connectivity with the city centre.

 

Cheshire Junction, Warrington

Cording Real Estate Group have backed the project in Cheshire Junction, Warrington after investing £40 million into the project, with construction now due to begin this month.

Director of residential acquisitions at Cording, Charlie Miller, said: “The site’s location, opposite the train station and within walking distance to Warrington’s town centre, is very attractive for future residents and commuters to Liverpool or Manchester.”

HIGH STREET HOSPITALITY

Sea Hotel 52, South Shields

High Street Hospitality have recently taken over The Sea Hotel to bolster the companies portfolio in the hospitality sector. the hotel was purchased in a £1m deal, with further funding of £750,000 to be used to update the property to appeal to modern consumers.

Managing director, Phill Brumwell, said: “We are delighted to add such a well known, iconic hotel to our fast growing chain. We will improve the facilities to a very high standard, creating a boutique hotel with an array of food and beverage outlets”.

Rustica Trattoria & Inn (The Three Horse Shoes), Washington

In addition to Sea Hotel 52, the purchase of The Three Horse Shoes in Washington has also been purchased by High Street Hospitality. There are plans to construct a third Hotel 52 brand, with the hotel boasting 58 bedrooms. The purchase includes the Tavistock Italia restaurant, which the company plans to renovate.

Pending planning approval, construction aims to go ahead early next year, creating work for local contractors and within the hotel operation. Using a modular construction technique, the overall timescale for the project should be shorter than a standard build.

The Parkmore Hotel, Yarm, Stockton-on-Tees

The Parkmore Hotel has also been purchased by High Street Hospitality, with plans to invest £1 million to renovate and refurbish the hotel to facilitate for wedding and leisure purposes in the area. The renovation will improve the spa and function facilities, and will enhance the 55 bedrooms, targeting the boutique sector. Work is due to start on this development in early 2019.

Loca Bar & Kitchen, Whitley Bay

Nominated in the Leisure & Tourism category at the North Tyneside Business Awards in November, Loca Bar and Kitchen have a fantastic reputation in the area. With plans for opening a second chain imminently, and a third planned for early 2019, this brand encompassed by High Street Hospitality is soaring.

ALL SAINTS CONSTRUCTION

Student 52, Newcastle upon Tyne

With an ever increasing demand for student accommodation in the Newcastle area, this project will be converting Northumbria University’s former offices into 46 student apartments. Located in Newcastle city centre, the location for the development is hugely appealing to students. The project is expected to complete in March 2019 by All Saints Construction.

Amble, Northumberland

Work on the Roseate View project is under way, which will be delivering 13 three and four bedroom properties consisting of town houses and bungalows. Development is catered towards families and the older generation respectively, and will be carried out by award winning developer All Saints Living, delivering the £4 million project in Amble, Northumberland.

Managing Director of All Saints Construction, Kirk Thompson, said: “We are delighted to be able to showcase how our new Amble development will look. The townhouses will be ideal family homes with bi-folding doors opening to glass fronted balconies, enjoying sea views.”

Larbert House, Falkirk

Another development recently launched by All Saints Living are the properties that extend from Larbert House. All Saints have appointed Clyde Property, a leading estate agents in the area, to manage the sales of the units.

 

Morar House, Helensburgh

In addition to Larbert House, Clyde Property have been appointed by All Saints Living to manage the sales of the mansion house and extensions of Morar House in Helensburgh. With demand high for the plots, with two already reserved, the property looks set to sell out, and with good reason. The property is idyllic and boasts beautiful surroundings around the building and extension.

The Walled Gardens, Gosforth, Newcastle upon Tyne

Launching in January, the residential development of The Walled Gardens in Gosforth, Newcastle upon Tyne, has been progressing very well, with all units within the Southern Garden now sold.

 

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Introducing Our New Cheshire Office

It is with great pleasure that we are able to announce the opening of our new office in Bollington, Cheshire.

2018 has been a phenomenal year in which we have grown our UK client book several fold, and this naturally means we need to be well positioned in order to meet with our investors throughout the UK. We have identified Cheshire as a great hub for our business.

Bollington, Cheshire

The new office is located at Adelphi Mill, Grimshaw Lane, Bollington, Cheshire, SK10 5JB.

You are welcome to pop in for a visit, simply get in touch to schedule a meeting. For our international investors, we are located 25 minutes from the busy Manchester Airport if you wish to visit. Where possible, we do aim to meet our overseas clients on one of our various international trips.

The office is located by the idyllic waterside setting of the Macclesfield canal that runs alongside the office.

The Adelphi Mill, originally built in 1856 by a local cotton spinner by the name of Martin Swindells, is a Grade II listed building. During the Second World War, the mill contributed to the war effort by contributing to the production of parachutes. No longer a cotton mill, the building recently underwent a multi-million pound refurbishment and now functions as bespoke, modern offices.

The building is spectacular, and serves as a fantastic environment for our business.

The canal running alongside the mill is one of the most well used and indeed picturesque canals in the United Kingdom. When coming to the office, we will be sure to take you for a short walk alongside the mill. The location also benefits in that it sits right on the very edge of the Peak District.

FJP Investment is delighted with the location and the space in which we are comfortably able to thrive and deliver presentations for our investors. The opening of the new office also facilitates growth of our product range, since the vast majority of interest amongst developers is currently in the North of the UK.

 

 

 

 

 

 

 

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Outstanding Returns Achieved by Investors of High Street Group

Our investors are pleased again! Investors have been paid from the High Street Group their investment capital plus an 18% return in just 11 months.

This is the seventh successful loan note, all of which have been paid back to investors in full. The High Street Group have raised over £50 million and paid it all back plus the investors return of 15 to 20% depending on the project.

With the continued updates and level of security that the High Street Group offers, we are delighted to work with the High Street Group to provide you with fantastic investment opportunities.

Investors take comfort from a regulated trustee being in place to represent the investors interests. The debenture over The High Street Group’s assets is valued at £68 million. This is used as collateral should a default occur. The High Street Group’s business model has never defaulted and our investors are keen to learn more about the next opportunity.

The High Street Group have also benefitted with the latest certified assets and liabilities sheet doubling from £34 million to £68 million in the previous 12 months.

Grainger PLC and APG acquired the High Street Group’s site in Milton Keynes for £30.5 million, buying all loan note investors our last Spring.

The High Street Group recently broke ground and started construction on a project in Newcastle city centre; Hadrians Tower – the city’s tallest building providing 162 apartments across 26 floors.

Jamie Johnson of FJP Investment said “well done to our investors, we couldn’t be more delighted to pick up the phone and share with you the great news. The response from our investors has been truly amazing and we are so proud of the work we are doing together”.

The High Street Group have proven themselves to be a fantastic partner of FJP Investment. They are reliable and have delivered time and time again for our investors.

The High Street Group are working with some of the biggest blue chips having recently sold developments to the likes of Grainger PLC, Aberdeen Asset Management and Cording Real Estate Group.

Gary Forrest, Chairman of The High Street Group said “We would like to thank our valued loan note investors introduced to us by FJP Investment. We hope you are pleased with your returns and we very much look forward to working with you on future projects”.

With current projects in the region of £1 billion, the High Street Group is showing no signs of slowing down its rapid growth. The High Street Group utilises funds received from investors to purchase sites with full planning permission. The PRS scheme is the focus of their developments.

The company has over 3,000 properties in the pipeline and under construction, with many opportunities for investors to come in and invest with the High Street Group. The company is now in as better position as ever to capture significant loan note investments.

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New Corporate Video from the High Street Group

The High Street Group, a leading privately owned property developer based in Newcastle with developments throughout the United Kingdom, has just released its new corporate video. We consider the High Street Group to be one of our key partners and have found them to be an excellent partner in which we can comfortably introduce our investors to.

The High Street Group have successfully completed several funding cycles with its loan note investors and has a track record which speaks for itself.

Walled Gardens, Newcastle
Start date 21.10.16
Amount raised £740,000
Capital & Interest returned April 2017

Milton Keynes
Start date 26.09.16
Amount raised £2,607,500
Capital & Interest returned from May to July 2017 due to dates on contracts

Rutherford St, Newcastle
Start date February 2017
Amount raised £4,776,500
Capital & Interest returned July, August, October 2017 due to dates on contracts

John Street, Warrington
Start date April 2017
Amount raised £5,133,400
Due 21st Dec to 31st Jan 2018 due to dates on contracts

Liverpool St, Salford
Start date June 2017 Amount raised £1,988,000
Due April 2018

Westminster Works, Digbeth, Birmingham
Start date September 2017
Amount raised £6,200,000
Maturity date 40 weeks from date on agreement

The company made a profit of £26 million in 2016 and is currently working on projects worth close to £1 billion. Huge progress has been made by the High Street Group, they have more than 100 people employed and they have created a strong platform to create value for all involved.

The company has around 3,000 properties under construction or planned. There are so many opportunities for investors and with the High Street Group having delivered on a regular basis, they stand perfectly positioned to capture a significant amount of loan note investments.

High Street Group utilise investors funds in purchasing sites with full planning permission. They particularly focus on developments which are PRS Scheme approved.

The High Street Group Loan Note Investment Milton Keynes

What is a PRS Scheme?

The Private Rented Sector (PRS) is a classification of United Kingdom housing tenure as described by the Department for Communities and Local Government, a UK government department that has amongst its remit the monitoring of the UK housing stock.

Once a site has been purchased, the company will then utilise sales agents to sell the flats to homeowners and investors. The model is super simple and super efficient and this is why we love introducing our investors to this highly profitable investment opportunity.

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High Street Group Investment Review

We recently announced the launch of our partnership with The High Street Group – FJP Investment is now introducing our valuable investors to the loan note investments that The High Street Group have to offer. We want to spend some time explaining our High Street Group investment review which is currently on the table for investors to consider.

The High Street Group was started by Gary Forrest in 2006. Mr. Forest is a very well-known name within the financial industry and has done a considerable number of great projects over the years, before Mr. Forest founded The High Street Group he was the former head of G Mac and City Finance.

The High Street Group originally started out by providing bridging loans to developers during the credit crunch, moving then into property developments as the finance markets opened up. Gary Forrest is a proven guy with a proven track record of delivering the bigger projects and has been for over a long period of time.

Working with The High Street Group has been hugely succesfull for both FJP Investment and our investors. They have successfully completed and paid out to investors on at least 7 loan notes. There are several due to pay out in the very near future and we are excited to be working with this market leading property developer.

  • 26 Million Profit for the group in 2016
  • Current GDV of Groups Projects – £320 Million
  • Partnerships with some of the UK’s largest blue chip Asset Management Companies
  • Award winning developer
  • Proven track record in PRS, residential, hotel and student markets
  • Security Trustee in place with first charge over groups assets
  • Short Term Exit with provable delivery of returns similar notes over the last 12 months
  • 18% Returns to investors in 18 months

High Street Group Investment Review

The High Street Group is focussed on development projects and rental units in both the commercial and residential sectors. The company is aiming to raise £10 Million from the issue of the loan note investment.

The minimum entry into the investment is set at £25,000 and investors are able to invest in increments of £1,000 from there.

The trustee in place is for investor security is the Castle Trust Group who have been based in Gibraltar for the last 20 years. The trustee is in place to protect the investor as they hold the Debenture over The High Street Group and also the Corporate Guarantee.

The loan notes mature 10 days after 18 months from the date of the initial investment.

This particular investment is only available for direct investment by institutional investors, professional investors, sophisticated high net worth individuals or companies.

Loan Note Review

The High Street Group is issuing the 18 month loan note to provide equity for the delivery of its Private Rental Sector schemes and Rooftop Development opportunities.

This particular loan note is issued to provide investors with 2 options:

Option 1: The Capital Growth loan note will pay an interest of 18% over 18 months.
Option 2: The Income Generating loan note will pay an interest of 15% over 18 months, with 5% being paid every 6 months.

The High Street Group also provide investors within the loan note with monthly updates on all ongoing and potential projects.

Example: Capital Growth Loan Note (18%)

  • Investment
  • £25,000
  • £100,000
  • £150,000
  • £250,000
  • £500,000
  • Return (18 months)
  • £29,500
  • £118,000
  • £177,000
  • £295,000
  • £590,000

Example: Income Loan Note (15%)

  • Investment
  • £25,000
  • £100,000
  • £150,000
  • £250,000
  • £500,000
  • 6 months 5%
  • £1,250
  • £5,000
  • £7,500
  • £12,500
  • £25,000
  • 12 months 5%
  • £1,250
  • £5,000
  • £7,500
  • £12,500
  • £25,000
  • 18 months 5%
  • £1,250
  • £5,000
  • £7,500
  • £12,500
  • £25,000
  • Total
  • £28,750
  • £115,000
  • £172,500
  • £287,500
  • £575,000

The returns are extremely attractive and the investment is accessible with the minimum investment being £25,000 – when we set out with this High Street Group investment review, we deployed all of our knowledge and experience from the last 5 years of working as FJP Investment, we have seen a lot of opportunities come along over the years and we feel we are in a position to research whether an opportunity is a good one or not for our investors old and new.

We believe The High Street Group is a solid option for investors to consider, the security is as good as it gets and the returns are up there with the best!

For more information about this opportunity, please visit this page and register your details.

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The High Street Group Investment Opportunity – Launched

It is with great pleasure we can announce the official launch of The High Street Group loan note investment.

Before we get into the nitty gritty of how and what this launch can benefit you the investor, we would firstly like to take the opportunity to wish you a very happy new year!

It has been a great start to the year already and it is often seen as a time for reflection.

This summer, June 2018 will see FJP Investment reach the 5th anniversary – this is something we are immensely proud of and ultimately we couldn’t have done it without our clients. Our investors are extremely valuable to us and ultimately determine whether we are successful or not. On behalf of everyone at FJP Investment we would like to thank each and every one of our you and we hope 2018 will be an amazing year for you all.

The High Street Group – Investment

The High Street Group is one of the UK’s most successful privately owned businesses, it operates companies in property investment and development, financial services and claims, offering expertise and opportunities across multiple sectors.

The company is based in the North East of England in Newcastle.

While many of our investors will have already heard of The High Street Group (we had a soft launch late 2017 to existing clients only) it is now the time to introduce HSG to the market, via our website – why you should consider this opportunity……

We come across opportunities all the time, just this morning I have taken 3 calls from individuals wanting to introduce their products to clients of FJP Investment. The vast majority we decline, quite literally in the region of 97%, it takes a very special product for us to put our name to representing and introducing to our investors – this we are proud to do so in the case of The High Street Group.

The High Street Group are active in the area of sourcing land or buildings which are suitable for development. The company will then devise a strategy to ensure planning permission is achieved, thus funding the purchase using investors funds. The strategy is really innovative and has been hugely successful with more than 7 developments funded in this manner.

The High Street Group Westminster Works in Birmingham

Westminster Works – Birmingham

HSG – High Street Group – was started in 2006 by leading finance professional Gary Forrest. The company is in a solid position and has a current GDV (Gross Development Value) of £320 Million with a defined history of paying investors on-time and in-line with the returns promised.

In 2016 the company made a profit of £26 Million and looks to increase this figure even further for the accounts in 2017.

There is no doubt whatsoever – The High Street Group is a reliable company for FJP Investment to partner with and introduce our investors to.

Loan Note Investment

  • £25,000 entry level
  • £10,000,000. raise
  • Debenture over the groups assets along with a corporate guarantee
  • 15% to 18% ROI
  • 18 month duration

Income Option: The Loan Note will accrue interest from and including the issue date of each Note at the fixed rate of 15 per cent over 18 months with income being paid every 6 months at 5% from the date of initial investment.

Growth Option: The Loan Note will accrue interest from and including the issue date of each Note at the fixed rate of 18 per cent over 18 months. The interest on the Loan Note is payable 10 days after 18 months from the initial investment.

The High Street Group is issuing this 18 month loan note in order to provide equity for the delivery of their PRS (Private Rental Sector) schemes along with their Rooftop Development opportunities.

The High Street Group has appointed All Saints Living to construct and market what will be Newcastle’s tallest building.

The 82-metre high structure, located on Rutherford Street off St James’ Boulevard, will be made up of 26 storeys and comprise of 162 private rental sectors (PRS) apartments, providing enough space for 456 residents.

The site will house 96 single and 66 twin-bedroomed apartments.

The High Street Group Project in Newcastle Hadrians Tower

Hadrians Tower – Newcastle

Throughout the UK there are thousands of tower blocks which are ripe and ready for building upwards. The High Street Group has a partnership with one of the largest private landlords in the United Kingdom and there is an untapped opportunity to build extensions on tower blocks that are more than say 10 years old.

Getting the planning permission is easy, especially when you go to the planning authorities and demonstrate several tower blocks in the surrounding vicinity that are several floors higher than yours.

The Loan Note model is effective because it allows The High Street Group to access opportunities at scale. It also allows investors to access projects and benefit from high yielding investment returns that would otherwise not be possible.

The investor also benefits from having the debenture over the assets. Meaning, if HSG were to default – the trustee would come in and liquidate in order to recover all investment funds. Much the same as when you take out a mortgage – if you fail to pay your mortgage repayments, the bank has the security of recovering the debt by repossessing the property.

Investment ROI Snapshot

Based on the minimum investment of £25,000 you would make either 15% over 18 months or 18% over 18 month depending on the income option or the growth option that suits you. The income option pays you a 5% return every 6 months VS the growth option which pays you an 18% return at the end of the 18 months.

If you wish to find out more about The High Street Group Loan Note you can do so by registering your interest or calling a member of our team.

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