Welcome to the latest news from FJP Investment. It is here that we post up to date news roundups for all of our property investments. We share with you our research and answer your questions in articles posted exclusively on our website.

We focus much of our news on the property investment industry along with providing investors regular updates related to their investments. FJP Investment aims to provide quality commentary which adds value to the portfolios of our clients. FJP Investment is a market leading provider of UK and Overseas property based investment opportunities.

Photo Update: FJP Investment Attends Property Exhibition Singapore

Having operated successfully for over five years, Singapore investors have increasingly taken to working with FJP Investment on numerous property deals over the years. Investors in Singapore have identified FJP Investment as a reputable partner to be working with when seeking investments in the UK Property Market. At the same time, we have identified Singapore as being one of our key growth markets where the calibre of investors is very high.

So much so, we took the show on the road and exhibited at the Smart Investment and Property Expo.

The exhibition was a two day event held on Saturday the 22nd and Sunday the 23rd of September 2018 at the Sands Expo & Convention Centre, Marina Bay Sands. The venue provided the perfect environment in which we were able to showcase our latest title deeded care home investment opportunities.

We found a lot of value in being able to meet with our existing clients whom reside in Singapore whilst also being able to meet with new investors. We feel meeting with investors is crucial in terms of furthering and cementing our investor partner relationship.

Property Exhibition Singapore

Singapore is an interesting market in the sense that property investors are turning their attention away from the local market due to the Singapore government taking measures to cool the property market. In July 2018, the government introduced new stamp duty measures at an eye watering rate of 20% for foreigners and 30% for developers.

The effect of this has meant that Singapore based property investors are seeking out opportunities on the global stage.

Naturally, Singapore investors are targeting the UK property market due to the attractiveness of many of the developing cities on offer, some particularly high growth cities include but are not limited to Manchester, Liverpool and Birmingham. in addition to this, the high standard of customer service, high quality of law and a general affinity between the UK and Singapore, making the UK highly attractive to Singapore based property investors.

All in all, we are very pleased with the outcome and we look forward to working with our new investors as we continue to grow our footprint in Singapore and beyond.

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New Corporate Video from the High Street Group

The High Street Group, a leading privately owned property developer based in Newcastle with developments throughout the United Kingdom, has just released its new corporate video. We consider the High Street Group to be one of our key partners and have found them to be an excellent partner in which we can comfortably introduce our investors to.

The High Street Group have successfully completed several funding cycles with its loan note investors and has a track record which speaks for itself.

Walled Gardens, Newcastle
Start date 21.10.16
Amount raised £740,000
Capital & Interest returned April 2017

Milton Keynes
Start date 26.09.16
Amount raised £2,607,500
Capital & Interest returned from May to July 2017 due to dates on contracts

Rutherford St, Newcastle
Start date February 2017
Amount raised £4,776,500
Capital & Interest returned July, August, October 2017 due to dates on contracts

John Street, Warrington
Start date April 2017
Amount raised £5,133,400
Due 21st Dec to 31st Jan 2018 due to dates on contracts

Liverpool St, Salford
Start date June 2017 Amount raised £1,988,000
Due April 2018

Westminster Works, Digbeth, Birmingham
Start date September 2017
Amount raised £6,200,000
Maturity date 40 weeks from date on agreement

The company made a profit of £26 million in 2016 and is currently working on projects worth close to £1 billion. Huge progress has been made by the High Street Group, they have more than 100 people employed and they have created a strong platform to create value for all involved.

The company has around 3,000 properties under construction or planned. There are so many opportunities for investors and with the High Street Group having delivered on a regular basis, they stand perfectly positioned to capture a significant amount of loan note investments.

High Street Group utilise investors funds in purchasing sites with full planning permission. They particularly focus on developments which are PRS Scheme approved.

The High Street Group Loan Note Investment Milton Keynes

What is a PRS Scheme?

The Private Rented Sector (PRS) is a classification of United Kingdom housing tenure as described by the Department for Communities and Local Government, a UK government department that has amongst its remit the monitoring of the UK housing stock.

Once a site has been purchased, the company will then utilise sales agents to sell the flats to homeowners and investors. The model is super simple and super efficient and this is why we love introducing our investors to this highly profitable investment opportunity.

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FJP Investment to appear at Smart Investment and Property Expo, Singapore

Smart Investment and Property Expo – one of the world’s largest and most prestigious real estate exhibitions – will be returning to Singapore this year, and FJP Investment will be there to showcase some exciting opportunities.

The event will take place at the Hall A, Sands Expo & Convention Centre, Marina Bay Sands, Singapore from September 22nd to 23rd 2018. Here are some of the highlights to look forward to:

Smart Investment and International Property Expo Singapore 2018

The FJP Investment exhibition at stand C8 will showcase some of our most exciting developments. These highly desired investment opportunities are expected to be very popular with investors from Singapore wanting to invest in the UK property market.

We will be on hand to provide updates and expert advice for both new and existing investors.

The exhibition will run from 11:00 to 19:00 daily.

Meet FJP Investment at Smart Investment and Property Expo, Singapore

Marina Bay Sands Singapore Property Exhibition

As well as being the perfect opportunity to showcase some of the most exciting opportunities currently available at FJP Investment, the exhibition will give investors the chance to meet with members of the team.

Singapore is an important market for FJP Investment and our commitment to the region is incredibly strong. We believe that quality developments at the right price point, are a perfect fit for property investors in Singapore.

We look forward to welcoming you at our stand and are keen to discuss your investment needs as we are confident that we can meet them.

The FJP Investment team will be on stand C8 throughout the duration of Smart Investment and Property Expo, Singapore 2018.

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Care Home Investment VS Hotel Room Investment – The Verdict

As one of the UK’s leading introducers of property-based investments with a solid 5 years in business, we certainly have what it takes to identify market leading investment opportunities.

We are going to share our views and thoughts on both the care home investment market, as well as the hotel room investment sector with you our clients and prospective clients.

Both care home investments and hotel room investments are attracting hundreds of millions of pounds each and every year from investors seeking above average yields. Both, as a vehicle for investment, are similar in the sense that an investor will invest in a room within a building and earn income, based on someone renting the space, both investments come with a title deed and are often of a similar rate of return.

Hotel Room Investment

The sector has done tremendously well in the last decade or so, since we have been in and around identifying investment opportunities, there have always been hotel room investments as an option for our investors.

Investors will purchase a room in a hotel and receive a title deed.

The investor will then earn a share of the revenue generated from people paying to stay in the room, the investor will be completely hands-off in the sense that there will be a management company in place to operate the hotel / advertise the room.

Hotel room investments have typically done well over the years, it is very much demand based and so long as the economy is doing well, there tends to be demand from people going away and needing somewhere to stay.

Hotel Room Investment

Hotel Room Investment

Care Home Investment

We have recently cast our eyes towards this hot area of the property market. Care homes have been around for as long as property has been sought after, there is a real high demand from property investors seeking stable and more longer-term property investments. We have looked at care home investments and have been pleasantly surprised by the quality of the underlying asset and the numbers really stack up for investment.

Investors are purchasing a care suite within a care home and they in turn are receiving a title deed. The investor will then earn a share of the income generated from someone renting the room, there will be no involvement whatsoever from the investor, as the care provider will come in and take control of every aspect of providing a very high standard of service in accordance with the Care Quality Commission (CQC).

We believe care home investments to be a solid option for an investor seeking a stable return over a longer period of time with excellent returns.

Care Home Investment

Care Home Investment

Care Home Investment VS Hotel Room Investment – The Verdict

Both are quality assets that investors should be considering as a suitable acquisition for an investment portfolio. Both will offer similar returns and are very much of a similar price, both also come with title deeds and are certainly very similar by nature of what they are and what they do.

There is one major difference in the sense that, a typical care home will be 20 to 30 rooms, where as a typical hotel might have say 100 rooms.

In addition, the occupancy of a hotel room might be on average 2 to 4 days, whereas the occupancy of a care home is typically 3 years.

Another factor with regards to the 3-year average occupancy for the care homes, the better the level of care, the better the level of care home, naturally helps one to live longer which possibly ensures an even higher occupancy level than the 3 year mark.

It is pretty easy therefore to draw conclusions, both are high yielding, and both offer a lucrative package for an investor, but, from an occupancy standpoint – the care home investment is the clear winner in our opinion.

FJP Investment is a leading provider of UK and Overseas property investments.

We have a solid track record of delivering high quality investments to our global audience of investors, to find out more about our care home investments, click here.


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Site Visit – Carlauren Group Care Home Investment

We love going on our site visits to meet with our partners and developers and most importantly, we love to tell the story to our investors. What ultimately makes FJP Investment successful and we get told this time and time again, is that we get up and out of the office and go to see our client’s investments and how they are progressing, we then come back to the office with a plethora of photos and videos and a story to tell.

With our investors investing in our Care Home investments from all over the world, it is not always possible to come and see for yourself and therefore rely on us making regular check-ins with the Carlauren Group and thus providing our investors with timely updates.

We get it. We understand what it means for an investor to receive photo updates and we will be sure to continue this and with every site visit, we become better at telling you the story.

June 4th, 2018, we went to Yeovil for a few days to meet with a client who had just arrived from Saudi Arabia. We were taking him on a site visit, the timing of the site visit was actually very good as we had 3 care homes within a good 20-minute drive to showcase:

Hurst Martock – 13 minute drive from Carlauren Group Head office.
Status: Construction well underway – a good 50 or so builders on site and several weeks away from completion.

Latimer Lodge – 7 minute drive from Carlauren Group Head office.
Status: Completed and fully occupied.

Tynedale House – 7 minute drive from Carlauren Group Head Office.
Status: Completed a few days before we arrived and guests arriving in the coming weeks.

On this particular site visit we were able to see a care home under construction, a completed construction and of course a care home fully occupied. This was really valuable for both us and our client, as we could see what a care home investment looks like at all stages.

State Funded Care Homes

Any one who thinks of a care home, or has visited a care home will have the vision of boring colours and lots of residents sitting on old chairs in one big room. Government funded care homes are in big trouble, with the UK Government funding care for those who need it, that is ultimately the reason why those in Government funded care homes, are getting a poor service.

If you have been assessed as needing a care home place and your capital is below £23,250, you should be entitled to financial support from your local authority. This typically works out as £450 a week being paid by the Government to the care home.

Carlauren Group Care Homes

Luxury en-suite care studios with professional care and support on hand 24 hours a day. Residents benefit from the finest furnishings, fabrics and fittings. I think, what makes Carlauren Group exceptional is that they hire the best of the best. For example, the chef at Latimer Lodge is an award winning chef. All of the biscuits are baked in-house, all of the meals are freshly prepared using the finest ingredients. Fine dining is on offer with companionship from all of the other residents, Latimer Lodge even has a hair and beauty salon on site and a Bentley for the residents to be chauffeured around town.

The key to understand what the Carlauren Group are doing – they are offering a 5-star level of care to those who want to pay for it.

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The Numbers – Care Home Investment

The average life expectancy of someone in a care home is typically 3 years.

More than 80% of citizens in the United Kingdom aged 75 and above own a property. The wealth amongst those aged 75 and above is significant with many owning second properties, stock and shares, bonds and saving accounts.

The price per week in Latimer Lodge is around £1,300.

3 years = 156 weeks

£1,300 x 156 = £202,000

If you can imagine the average cost being put at £202,000 from the estate, for a very high quality end of life service, it is easy to understand why this is an attractive proposition for those who demand the very best.

As far an investor is concerned, he/she will see how the yield is more than easily obtained. I think another interesting point that my colleague makes, when you go into a care home, you go in and you stay in. Which means the turnover of guest within your room is very low. Whereas if you as an investor was looking at a hotel room investment, not only does it pay the same rate of return as a care home – but it also has a high turnover of guests staying 1 night to 3 nights on average.

The overall feeling and thoughts from seeing the latest status of the developments from the Carlauren Group is that we feel proud and privileged to have identified a developer whom is delivering a quality product with sustainable yields and an excellent service to the residents.

The Carlauren Group have at the time of writing this article around 15 care homes. The jewel in the crown is Windlestone Hall in County Durham, we still have some availability and if you are wanting to see the details, we encourage you to make contact and register your interest today.

Windlestone Hall was built in 1830 and was the grandest stately home of its time, the birthplace of Sir Anthony Eden who was the UK prime minister in 1955. The Carlauren Group have a grand plan of renovating this property and breathing fresh life into a beautiful estate of apartments and cottages for the retirement community. Planning permission has been granted to build an underground health club and spa with a gym and swimming pool.

Windlestone Hall is a stunning building and it is very easy to understand why someone with class will yearn to live out their latter years in such an incredible environment.

The head chef at Latimer Lodge is Mathieu Eke, he worked for Antony Worrall Thompson at the famous 190 Queens Gate in London and then went on to work in the Michelin Starred restraint at Castle Hotel in Taunton.

The standard of nutrition is extremely high, and residents enjoy premium fine dining on a daily basis. The best news of all, is that family members are welcome to join their loved ones for meals.

As far as transforming a property, it has typically taken 4 to 6 weeks, though every property is unique, and some require more time than others. The Carlauren Group are operating an impressive number of properties across England. What impressed us most of all is that the Carlauren Group are bringing everything in-house and creating synergies between the various services that are on offer.

Technology is a big part of the strategy for the Carlauren Group. Family members are able to access an app and get a snap shot of what their family member is doing, what they are eating and also read reports written by staff. The application manages everything in one place, such as food allergies, dietary plans and offers real time reporting and feedback.

Going forward, there is a big opportunity that the Carlauren Group are about to take advantage of, they are creating an application which will be rolled out throughout the United Kingdom with a focus on centralising available rooms for those seeking respite care.

Respite care is planned or emergency temporary care provided to caregivers of an adult. The care provider for example, needs a break and is going on holiday but her / his father is unwell to go along, she or he will then ring round care homes looking for available beds. This application will be a bit like booking.com or Skyscanner in the sense that it will showcase all of the available beds, services, reviews, photos and carers will be able to check their loved ones in just like you would with a hotel. Revolutionary and forward thinking and very much pleasing to see!

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Care Home Investment Opportunity

The Carlauren Group is in the business of acquiring and renovating care accommodation in affluent locations on behalf of property investors.

The number of people reaching retirement age is growing and will continue to grow at unprecedented rates for a good while yet. New facilities are needed, and the quality of the product must improve throughout the United Kingdom because expectations are increasing.

Rob Fielder is the executive director care and support at the Carlauren Group. He was previously an inspector for the Care Quality Commission (CQC) and his job would be to go in and inspect care homes throughout the UK so very much qualified in his field.

Investing in a care home studio is a really good method to generate long term income. By taking option 2, (there are 3 options with this investment) you will receive a monthly income from your care studio equivalent to 10% per annum. The property comes with a title deed registered in your name at the land registry.

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Site Visit – Wyndham Halcyon Retreat Golf and Spa

Sunday 20th May to Wednesday 23rd May 2018.

Our Director, has recently returned from the Wyndham Halcyon Retreat Golf and Spa Resort and wishes to share the site visit report with you, along with up to date photographs and videos.

wyndham halcyon retreat golf and spa
“At FJP Investment, we conduct regular site visits to all of the projects we introduce to our investors as part of our Due Diligence, we see this to be fundamental in order for us to truly understand what we are introducing to our investors and to ensure investors are kept up to date with their investments.

Some site visits are nicer than others, 3 days at a French Chateau in the Lake District of France was not to be missed!

I arrived late Sunday afternoon to be greeted with a smile along with “Bonjour Monsieur” – I certainly had arrived; but my recollection of French studies as part of my schooling, only allowed me to simply say Bonjour!

None the less, it was straight to the room to freshen up and then down to the restaurant for dinner. With the Chateau very much into the wedding season, the restaurant of course was full of diners.

Halcyon – Drone Site Visit May 2018 from Halcyon Developments on Vimeo.

I decided on Duck for my main followed by freshly made Eclair with seasonal fruits.

After a superb dinner, I retired to my room in preparation for the next few days in which I fully intended in getting to know everything I could regarding this resort.

A little background to the Chateau itself; purchased some 7 years ago in a state of disrepair and a grand vision for what it has become today, the Chateau underwent 3 years of back and forth with the French planning department and full planning permission was given to build 220 units made up of apartments and cottages, an 18-hole professional golf course, kids play areas, indoor water park, World-class spa and an award winning fine dining restaurant.

As of today, the Chateau has been fully renovated and is operating as part of the world’s largest hotel company and is the first in France under the brand – Wyndham Hotels and Resorts.

wyndham halcyon retreat golf and spa
Wyndham Hotel Group operate a global portfolio of over 668,524 rooms across 71 countries. Wyndham are the world’s largest hotelier by number of beds and this certainly bodes well for what we are doing in terms of seeing the beds filled and with the hotel operating to the very high standards that Wyndham require.

Monday morning arrived, and I was greeted with sun glares through the French style windows. I sat for a moment gazing out to the first of the two fishing lakes, I could instantly see the reasons as to why this was the place to build this resort, the views are simply amazing, and everything is perfect for those wanting to holiday in pure tranquillity.

Halcyon Luxury Golf and Spa Resort from Halcyon Developments on Vimeo.

With breakfast and a nice cup of tea out of the way, it was hi-visibility vest / hard-hat on, and off for a 4 hour walk around the 220 acres of grounds. We visited the site of where the current construction activity is taking place, there are a good number of finished units and this was pleasing to see, we were able to see with our own eyes and ascertain the quality of the end finish which is second to none.

My opinion is that Halcyon are building this resort to a very high standard and are not in any way cutting costs on cheap materials. The standard of the finish is very high and the Resort will stand out as a truly luxury golf and spa retreat.

The Spa itself is situated within a beautiful 16th century turreted chateau close to glistening lakes, the spa is a completely unique facility, set to become one of Europe’s top spa destinations. You will see from the photos; the Spa is not too far off from nearing completion.

wyndham halcyon retreat golf and spa
The Golf Course was commencing construction, with mounds and bunkers being positioned according to the professional designs. This was really pleasing to see and I very much look forward to returning in a short while to see the further development and provide you all with a real time update on how the resort is progressing.

After a long walk through beautiful fields and seeing and meeting the construction workers, I was pleased with where we are at and convinced that all is heading in the right direction.

wyndham halcyon retreat golf and spa
The last couple of days were a mix of enjoying the Chateau, taking walks through to the fishing lakes and visiting the surrounding area.

I and FJP want to take a moment to say thank you to those who have backed this project and we very much look forward to taking you on the journey with us, by providing you with regular updates, photos and videos at key stages of the development.”

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Retirement Home Investment Opportunity

The opportunity for investors to earn money are varied especially when you take a look at the retirement home investment opportunity sector of the property market. We are currently seeing a growing number of investors approach the sector with a view to generating medium to long term profit on investment. Knight Frank have said that if the current curve continues, the UK retirement home supply is expected to fall from 456,400 beds to 444,700, while the population over the age of 65 is due to rise by 1 million from 11.4 million, this is the recipe for creating an acute shortage of beds by the year 2020.

The lack of care home facilities has created a situation which ultimately will need to be addressed and this is why we are looking at retirement home investment opportunities with our investors. Knight Frank are suggesting that 6,000 new beds are needed per year, but unfortunately, we are going the other way with care homes closing due to lack of investment. Many care home providers are struggling to find reasons to invest and refurbish their existing rooms due to their less desirability as many of these homes are quite older buildings with less than adequate facilities for the number of occupants and this in turn results in occupancy levels falling as people seek more up to date and more modern care in their later years.

In recent times, the case for elderly care has effectively created what some would view as a two-tier system with a vast difference between the performance of retirement home providers who are providing for privately funded residents versus those who rely on local authority funding.

We regularly see media coverage which is predominantly focussed on the struggles of retirement home operators who are catering for their residents who receive funding from the local authorities, when we see the reduction in funding from the authorities it makes it very difficult for the care home owners to provide the level of expected service.

The privately funded care homes are doing very well, these are mainly in affluent areas of the United Kingdom, areas such as the South East and South West of England.

Retirement Home Investment Opportunity

It is said that 1/3 of property wealth in the United Kingdom is now under the control of households where at least 1 of the occupiers is aged 65 and above. Drilling into the numbers even further, nearly 1 in 10 of those aged 55 to 64 are living in a household with a net property wealth of +£500,000.

The “Grey Pound” now accounts for some 76% of financial wealth in the United Kingdom and it is said they have the willingness to spend. The life expectancy of this age group is increasing year on year at a startling rate. Those that are in retirement are said to have modest incomes along with relatively high assets which ultimately translates into higher feelings of prosperity.

When the moment comes for an individual or a couple to consider the need for a retirement home, it is very clear that they are shying away from the traditional and more institutional home that their parents may have previous occupied as it does not meet their requirements. instead they are turning to their assets to funder a higher quality of care rather than that which is offered by the state.

Investing in Residential Care Homes

We are typically looking at developments that are from Victorian period properties in which they have managed to keep their original features along with generous room sizes. Often they will have operated as care homes for many years and with that there is an amazing opportunity for private financing to come in and redevelop some of this dilapidated stock and help to bridge the gap between supply and demand.

An extensive survey is done on each property along with the production of a feasibility report. This will ensure that the property is in a good position as to whether or not it is the right property to generate an income from. The typical size of the retirement home is 15 to 30 rooms and they are in areas that have a high retired population within an affluent area.

The retirement home is then renovated to a very high standard over a period of 4 to 6 months. Following the redevelopment, the retirement home is then reopened offering a luxury home from home to fee paying residents. When buying up existing retirement homes, there is often very little needed in terms of planning applications as it is normally simply a case of the property having a full refit as opposed to actual construction work.

Investing in a retirement home is seen as a smart move because you are investing your capital in an area of the property sector which is considered to be in high demand with diminishing supply.

Nursing Home Investment

When a retirement home is identified as prime for investment, a marketing strategy is developed with a unique focus to said property in order to build awareness and interest from those in the local area. Making use of modern marketing techniques and all round good PR, it allows for the full potential of the property to be fulfilled by having the right target audience learn about the offering.

Investing in Nursing Homes

Step 1: Due Diligence

The company identifies suitable properties in affluent towns and regions. The company undertakes constant monitoring of the care market and the availability of suitable properties and ensures that full commercial, technical and financial due diligence takes place on all potential properties.

Step 2: Purchase

Following a satisfactory outcome of due diligence, and provided sufficient funds are available, investment monies are used to acquire the property.

Step 3: Development

The properties are renovated into 5-star luxury care accommodation using permitted development rights where possible or the equivalent full planning requirements. The potential for extension works to existing properties and/or the construction of new build facilities to increase the number of care studios is always explored.

Step 4: Operation, sales and lettings

Upon completion of works the property is registered (or re-registered, as appropriate) with the Care Quality Commission (CQC) for the provision of residential, nursing and domiciliary care services. Comprehensive regional marketing and sales campaigns are then launched to secure sales and lettings on individual care studios and achieve/maintain target occupancy levels.

You have the opportunity to purchase a care studio within a care home on an 125 year leasehold basis. The care studio will then be managed for you and in return you will receive a fixed income. More information about our retirement home investment opportunity is available upon request.

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Godwin Capital Investments Loan Note Review

Following the recent announcement of FJPs partnership with Godwin Developments, we thought it would be beneficial to introduce you all to Godwin Capital Investments.

This company is the funding arm of Godwin and was established with the purpose of raising capital from a range of avenues such as the loan note market, listed bonds along with ISA’s and public listings, therefore as long as a project passes the strict due diligence checks of Godwin Developments, the funding arm will then raise capital in order to see the project through.

There are a number of partners within the property industry in which Godwin Capital Investments work with such as other property developers, joint venture partners and of course family offices. Property funding is a complex business which requires a complex approach in order to secure the capital required to get developments built.

We’ve noticed from our time working with Godwin that they see their projects through, before they have even gone out to market and identified where the funds are coming from they will be thinking and sourcing the end buyer/user.

Godwin Developments

Godwin Capital Investment

Godwin Capital Investment is a subsidiary of Godwin Developments and was set up to raise capital for the developments. The company has been very successful in attracting investors and we believe they are an excellent partner for FJP Investment to be introducing our investors to.

  • Godwin Capital No 1 – a 3 year and 5 year loan note instrument approved by a number of pension platforms
  • Godwin Capital No 2 – a 2 year loan note instrument investment with either six monthly or deferred coupon payments for cash investors only

At the end of the raise, Godwin Capital would look to launch the next SPV, namely Godwin Capital No 3, 4, 5 and so on.

Godwin Capital Investments will always select sites that suggest there is an opportunity to earn at least a 30% return on project costings. The process of selecting the right projects is thorough and is a reflection of the stringent due diligence that is deployed on any project analysis therefore ensuring the best due diligence is undertaken before an investment is made it means any probabilities are eliminated beforehand.

Godwin Capital Loan Note

Why Use Loan Notes?

Godwin Capital Investment will use a range of funding sources and from time to time use bank financing. In reality, bank funding can take typically 3 months to arrange which is the reason the capital raise arm of Godwin Developments has set about making use of a multi sourcing strategy which encompasses both high net worth and sophisticated investors along with institutions and of course family offices.

The security trustee is in place and is a representative of the interests of those who hold the loan notes (the investor). The legal charge is then held by the security trustee against the property and this effectively means a mortgage debenture is held over the assets, providing the investor with security in the event that the company were to default on the repayments.

When will interest begin to accrue on my loan note?

As soon as investment funds have been cleared into the Godwin Capital Investments’ bank account, interest on the loan notes begin to accrue.

The Godwin management team is made up of a very high calibre team of professionals with Godwin starting in the business some 15 years ago. The property board has 2 members which both have +40 years experience in the construction sector. Since the company is well respected and has 15 years worth of history, there is a massive pipeline of developments that are in-place ready to act on as when capital is raised.

In terms of the relationship with Godwin Capital, we have always found Godwin Capital to be professional and work with the upmost integrity when dealing with investors of which we have introduced to their range of loan notes. FJP Investment is a leading introducer of loan note investments and we believe Godwin Capital to be an excellent choice for you and your investment portfolio.

  • Short term investment opportunity
  • Loan note terms of two years with income and deferred interest options
  • Minimum investment of £5,000
  • Interest earned will be 10% or 12% per annum gross dependent on type of loan note chosen
  • Secured with a first legal charge over properties purchased and a fixed and floating charge
  • Security Trustee appointed to represent the interests of the loan note holders

Godwin capital investments

The process for becoming an investor in Godwin Capital Investments loan note product is a simple and very straight forward. The first step is to register your interest for more details about Godwin Capital Investments.

REGISTER YOUR INTEREST

FJP Investment Partners With Godwin Developments

FJP have had an exceptionally busy start to 2018 and today we are delighted to announce the partnership we have entered into with Godwin Developments. We will be introducing high net worth and sophisticated investors to the 2 year loan note investment that is currently on offer from Godwin Developments.

Godwin Developments is active in regional property development and is focussed primarily towards building out and monetising its large and varied portfolio of both commercial and residential property, these assets are a mix of developments that are being developed with the option of either selling or holding for income.

The focus is on a mix of short, medium and longer term maturity in order to optimise the value and cash flow of the groups investment programme. This ultimately leads in to the balance between risk and reward while ensuring the portfolio is not weighted too heavily on any area in particular.

Godwin capital no 2

Within the property development circles which we frequent, Godwin Developments is a well-regarded entity and they have managed to build a great reputation for their work.

What makes Godwin Developments particularly attractive to FJP Investment is the very strong pipeline of development and investment opportunities they have in the pipeline throughout the United Kingdom.

Godwin Developments is operating from three locations at present; Birmingham, Nottingham and London, which is particularly useful considering our strong makeup of investors throughout the United Kingdom.

The developer is recognised as being one of the most professional developers in the UK. Godwin Developments take pride in the work they do and we find them to be a credible partner in which we can represent with our investors.

Godwin Developments

In terms of the areas in which Godwin Developments is active, they have a strong focus on an area made up between Leeds, Liverpool, Bristol and Cambridge – this pretty much takes in the main population centres of the Midlands. This segment of the UK property market is also in keeping with our own research- as all the indicators currently indicate the Midlands will be an area of strong regional growth over the coming years.

Due to a housing shortage coupled with higher rents, we have identified the Midlands and the North of England as key areas for investment in housing which is ultimately down to the consequences of an increasing population. It is very unlikely that we will see Godwin Developments going after development opportunities in London or the South East as the market is no longer the pick of the bunch, as other areas now provide higher returns and in far greater volume.

Godwin Capital

Sectors in which Godwin Developments operate

In the residential sector, Godwin Developments will have a particular focus on opportunities in:

  • Private Rental Sector (PRS)
  • Private Housing
  • Housing Associations
  • Local Council & Quasi-Governmental Bodies

In the commercial property sector, there will be a focus on opportunities in:

  • Retail
  • Fast Food
  • Discount Food Retail
  • Neighbourhood Centres

In the industrial and logistics sector, Godwin will have a focus on opportunities in:

  • Trade Centres
  • Distribution
  • Warehousing

About Godwin Developments

The existing portfolio is made up of residential and commercial properties in multiple regions of the United Kingdom. As far as diversifying risk goes, the Godwin Developments portfolio is as varied as any UK property portfolio gets.

Godwin Developments is particularly interested in identifying opportunities with develop out, planning gain, refurbishment or even strategic land purchases.

While each project has a methodical approach to be taken such as a target return, they are all assessed on a case by case basis which determines the amount of time and resources to be inputted.

All in all, we feel we have partnered with a fantastic developer and we believe the experience that Godwin Developments has will benefit our investors.

Godwin Developments Loan Note Investment

2018 is set to be a big year for property based loan notes following on from what was a record year in 2017.

FJP Investment is at the forefront of property loan notes / property bonds and we can see that among all the different structures we are able to offer our investors, the loan note model is particularly favoured.

Godwin Developments Ltd

We believe the reason for the unprecedented popularity of loan note investments is that they give flexibility and readily available capital to property developers and brilliant returns in a timely manner to the investor. The loan note model creates a win-win for both property developers and the investor.

It is important to note that all of the loan notes that FJP Introduce are only accessible by high net-worth or sophisticated investors.

Register your interest for our loan note investment in partnership with Godwin Developments.

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Nursing Home Investment Opportunities

With the number of people approaching retirement age on the increase in the UK and growing in the foreseeable future, there in which is an opportunity for property developers to do their bit and bring more nursing home investment opportunities to the table. We have identified a fantastic opportunity for investors within this in-demand segment of the UK property market and we are delighted to share with you our research.

The number of individuals aged 85 and above is expected to grow by more than 100% in the coming years which is extremely concerning when you consider the number of beds are currently on the decline due to lack of investment in the sector.

Invest in Elderly Care

The opportunity to invest in elderly care is one which is of great attraction to prospective investors, there are some great developers that we are in partnership with such as The Carlauren Group, who are acquiring properties that are in need of renovation, however, the key to making this work is to truly do a fantastic job in delivering a facility which will stand the test of time and will ultimately keep residents wanting to live out the latter years of their life at the facility.

The Carlauren Group will then operate the care home using their own end user service called Caring Communities. This company is all about providing a quality of care which is to a 5 star standard, the key is to attract the higher end of the market with regards to residential care services.

The elderly care model generates revenue through the sale of rooms within the care home and then renting them to permanent residents. In addition to the sale of the care rooms there is a premium service being provided, and naturally there is a fee to be charged to residents whom desire the top level care within a top of the range care home. The Carlauren Group is all about identifying care home investment opportunities in affluent areas of the United Kingdom and then repackaging it all to a service that is of an extremely high level and that which residents aged over 65 + would be looking to self fund.

The Care Home Group Investment

Nursing Home Investments

There has always been an interest in nursing home investments from investors that we come into contact with. We are finding a surge in interest particularly of late due to the dire situation in terms of the diminishing number of available care beds to those in need. The plan of The Carlauren Group is to carry on with the acquisition plan of procuring care homes throughout the UK and always to focus on the service to the end user. There are a couple of ways in which investors are able to receive their rental income from such investment.

You could opt to have your income direct from the actual resident, much the same as an actual buy-to-let works, whilst this option would offer you a higher return on your investment, it would be variable depending on occupancy.

Alternatively, and by far the most popular option, you could take up the managed option which would see you earn a fixed income regardless of occupancy.

Investors from all over the world have developed an understanding of the UK property markets. Whilst the majority of the UK market is somewhat of a challenge when it comes to identifying positive opportunities, there is a great deal of interest in nursing home investments for the very reason that there is so much potential going forward.

The homes on offer within our care home investment are simply about providing luxury homes for the elderly with superb interiors and the very best in home-cooked dining and care every single minute of the day. It is a very high standard to live up to, but the delivery of a service with a smile is what makes all the difference to residents within the nursing home.

Care Home Investment UK

Note

FJP Investment is very much about finding profitable investment opportunities for our global audience of investors. The care home investment sector in the UK is rapidly increasing in popularity with traditional property investors. With industry leaders clearly identifying a sever shortfall in the number of available care beds by the year 2020, there is no doubt that investing in a care home is a smart move, considering the incoming demand from prospective residents.

FJP Investment has recently partnered with the Carlauren Group, a fantastic UK based developer of care home investments working in partnership to provide investors to fund their developments. The Carlauren Group have a track record of developing more than 15 care homes on behalf of investors and the future looks very bright for what they are trying to achieve.

Nursing Home Investment Opportunities

With the number of people aged over 65 now over the 10 million mark for the first time, we are in a situation where the elderly now outnumber those who are under 16. In fact it is those aged 85 or more that are the fastest growing demographic within the United Kingdom and this is all down to the vastly improved health and preventative care on offer. With that we have complications of a system which needs to adjust in order to keep up with the demand, over the next 20 years, we are expecting more people to live longer and this will place even more pressure and this is why nursing home investment opportunities are needed more than ever.

We are also seeing an increasing demand for specialist care such as dementia, another area The Carlauren Group specialises in. There is estimated to be at least 800,000 people in the United Kingdom who are currently living with dementia, this figure is predicted to hit 1 million by 2021 and then double by the year 2050, they also need care in their later years which at present is just not available.

The need is more than clear – further information about care home investments is available upon request.

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